Owning a motorcycle in Pennsylvania or Maryland means significant freedom on the roadway. Yet, most of today’s bikes are powerful, valuable, and feature-packed. That is why you need to maintain the right type of motorcycle insurance to ensure you’re protected. Our team at Kadie Walmer Agency, LLC in Pennsylvania can help you do just that.
What Are the Legal Requirements for Coverage in Pennsylvania?
In Pennsylvania, motorcycle insurance is much like auto insurance. If you operate on public streets, you must have proper coverage, including bodily injury ($15,000 and $30,000 per accident) as well as property damage coverage ($5,000). These are the bare minimum. Most operators should consider investing in additional coverage that can further reduce your risks should an accident occur.
Also note, this is liability coverage. It only covers the other party’s losses, not your own.
What Additional Coverage Do You Need?
Each situation is different. However, most motorcycle owners want to protect the value of their vehicles. That is why having comprehensive coverage that includes protection from collisions, theft, and storms are also important. Our team can help you to select a policy that consists of all forms of protection you may need. A variety of factors play a role in determining how much protection is right for your motorcycle.
Keep in mind that if your motorcycle includes high-end features or add-ons, you may want to include protection for those as well. You may also purchase coverage to protect your gear from damage in a covered peril. Let our agents help you to determine the right coverage for your needs.
Are You Ready to Invest in Motorcycle Insurance?
Let the team at Kadie Walmer Agency, LLC help you throughout the process. Contact our professionals to discuss your insurance needs. Located in Pennsylvania, we’re happy to help you with motorcycle coverage that is just right for your needs in both Pennsylvania and Maryland. Call us today for an appointment or stop in to see us for a quote.
