Just because you don't own the home you live in doesn't mean you don't want to protect your belongings inside it. You work hard for your things, and they should be protected. That's why you need renters insurance. Renters in Pennsylvania or Maryland can turn to Kadie Walmer Agency, LLC for their insurance needs.
- Have you ever wondered what you'd do if your house or apartment suffered a fire?
- How would you replace your valuables if someone burgled your residence?
- Would you have to pay your landlord if some unforeseen incident damaged the property?
An insurance agent can answer these questions and more. Anything can happen, and you want to be covered if something should go wrong.
Understanding the Need for Renter's Insurance
Some landlords require tenants to carry renter's insurance. And while others don't require it, renters should have it. A landlord carries property insurance on the building, but that doesn't guarantee that the renter's items are covered. It's better to be on the side of caution and have your own protection.
Not only will you protect your belongings, but depending on the type of coverage you have, you could protect yourself from liability in case someone is injured while visiting you. You wouldn't have to worry about footing the bill for medical expenses or worst-case scenario, a lawsuit.
Coverage types can vary, so you should discuss your specific needs with an agent to be sure you get the best kind of policy. It's a good idea to know the value of your belongings, so you get optimal protection against a covered event.
If you're new to Pennsylvania or Maryland, or are a current renter, give us a call or stop by Kadie Walmer Agency, LLC today. We'll help you get the coverage you need to protect yourself and your property. We can also help you find other types of insurance coverage for added protection and peace of mind.
